togophonebook Chapter 1244 Stimulate Consumption! !
Chapter 1244 Stimulate Consumption! !
Chapter 1244 Stimulate Consumption! !
"But it would be great if the bank doesn't close during the Spring Festival!"
"Yes! I'm always worried that I won't be able to get the money at that time!"
"I'm worried that I won't have enough money to spend, so I don't dare to spend it!"
"Who says no, it's good now, you can spend money with confidence!"
"Taking advantage of the arrival of the new year, hurry up and buy some new clothes for the children!"
"Yes, new shoes are also necessary!"
"."
The people were talking a lot there.
As for the issue that the bank does not close during the New Year,
The people are extremely grateful, this is to provide them with convenience.
If it wasn't for them, the girls in the bank would have been on vacation long ago.
But because of them, they have to work overtime in the bank.
This made the people feel the care from the Lord of Hanzhong City once again.
Many people started to take to the streets,
Then I walked to those clothing stores and began to want to choose some beautiful clothes for my children.
After all, it's New Years Eve!
The new year is a new atmosphere, so the children must feel the joy of the new year.
And those beef and mutton should also be arranged,
Is it okay to spend a new year, even if it is a luxury?
"Everyone, let's go, the City Lord's Mansion has issued another announcement!"
"what!"
"Everyone, go and see what news it is!"
"Yeah, go and have a look!"
the release of this news,
To go back to an hour ago,
When Zhen Rong returned to the City Lord's Mansion after finishing his work.
Everyone else has already left the City Lord’s Mansion.
Everyone was busy with their own affairs, only Zhen Mi was left here.
"Sister Rong'er, what, how is the arrangement going?"
Seeing Zhen Rong came back, Zhen Mi asked with a smile.
When no foreign officials are present,
Zhen Mi didn't dare to put on airs as the mistress, after all, this was her own older sister.
All the time, she remembers this.
He also showed enough respect for his sister.
"Don't worry, my sister is out, what can't be done?"
"Absolutely no problems at all!"
Zhen Rong poured himself a glass of water, then said with a smile.
But her smile faded very quickly,
After a while, there was another sigh.
"What's the matter, Rong'er, did something happen to you?"
"Tell me, maybe I can give you a reference!"
Zhen Mi's observation is very keen,
Immediately discovered that Zhen Rong seemed to have something on his mind.
"Oh, it's not a big deal!"
"It's just that the current bank has a lot of deposits!"
"Most of the money of ordinary people is kept in storage!"
"It's so frustrating!"
Zhen Rong sighed and expressed his thoughts.
However, Zhen Mi didn't know much about these.
She didn't understand, what was there to worry about? ?
After all, isn’t it better to save as much money as possible?
Why are you unhappy when people have savings?
Do you think other people have too much money?
According to her understanding of her sister, she is not that kind of person.
If she is short of money, the lord can give it to her at any time.
"What's wrong with that?"
"The more savings people have, doesn't it mean that everyone's living conditions are better?"
"Is this not a virtuous circle?"
"Do you still hope that the life of the people will get worse and worse, without even a deposit?"
Zhen Mi asked in puzzlement.
Hearing Zhen Mi's words, Zhen Rong also understood,
She doesn't know anything about finance.
According to Jiang Chen's suggestion, if the deposit rate is too high,
That is extremely detrimental to the development of the country. The currency issued by the country is limited.
If all of them are not moved, it will be extremely detrimental to the circulation of the country.
To put it plainly, it is to slow down the flow rate,
Anyone who has learned some basic financial knowledge understands that as long as funds are continuously in circulation,
to generate more profits,
The more times in circulation, the faster the speed,
The interest rate that can be generated will be greater and greater.
It will also be more beneficial to the development of the country.
"Sister, you don't know much about finance!"
"That is to say, if everyone's money is left alone!"
"The economy is hard to develop."
Zhen Rong explained it to Zhen Mi in a relatively simple way,
When Zhen Mi heard this, she immediately understood.
What she didn't expect was that there were so many disadvantages in piling money in the bank all the time.
Therefore, we must find a way to get all the funds out.
Speaking of implementation, if Zhen Rong wants to spend all the money, there is no way out.
loans can be made directly to those merchants,
But many big businessmen, if they lend too much,
For banks, the bad debt rate will also be very high.
At that time, the banks will have more and more bad debts, which will be a huge loss for the country.
For those businessmen, it may be that they have taken advantage of the cheapness.
Just like the era Jiang Chen lived in,
Just as if you are one of the real estate companies, he will have trillions of loans in the bank.
It's horrifying to think about it, but all the money was loaned to those businessmen.
The profits are made by them, but the losses have to be borne by the banks.
If one day they can't pay back the money, it will be the bank, the country, or the people who will suffer in the end.
As for those businessmen, the best they can do is pat their butts.
Then accept legal sanctions, but the lost money will never be recovered.
Moreover, if a person owns too many assets, it is extremely detrimental to the development of the country.
That would lead to monopoly of capital, which Jiang Chen didn't want to see.
Therefore, there is a limit to the loans of price enterprises.
If this limit is exceeded, no further loans are allowed.
Just to control the bank's bad debts,
And don't let a few businessmen control most of the wealth.
This is not right, and ultimately needs to be relatively balanced.
The rich can have it, but the possibility of trillions of assets must never appear.
Once such a person appears, it will be very detrimental to the country,
may even pose a threat to national security.
Especially in this era, the law is not sound enough, and it is still in a feudal dynasty.
Then things like this will get even more chaotic.
"What you said is indeed a problem!"
"It's just that how to solve it is the key!"
"Do you have any ideas?"
Hearing Zhen Rong's words, Zhen Mi said to Zhen Rong.
She also understood that this matter seemed to be nothing,
But for the bank and the country, it is a potential threat and hidden danger.
If everyone has not formed the concept of consumption,
In that case, if the country wants to develop rapidly, it may be just empty talk.
Unless Jiang Chen's operation has no bottom limit,
It may also allow people to consume passively.
(End of this chapter)